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Page: 160-163
Parminder Parmar (HDFS, Pennsylvania State University, Dunmore PA)

IPARTheory (previously known as PARTheory) has moved further than looking at parental acceptance and its' effect on the psychological adjustment of Human beings. The step ahead is to provide evidence how interpersonal acceptance and rejection by significant others in our life affect our development and relationships everywhere in the world regardless of differences in gender, SES, age, race, ethnicity, culture, or any other defining conditions. The research provides a compelling evidence for positive outcomes of acceptance as opposed to rejection (Rohner & Veneziano, 2001; Khaleque & Rohner, 2002; Khaleque & Rohner, 2011; Erkman, Carrasco, & Rohner, 2013; Parmar, 2011; & Rohner, 2014). This research investigates for the first time to look at the relationship of Grand Parent's acceptance in addition to parents and its impact on psychological adjustment in Emerging adulthood. The results are discussed in relation to the gender, age, and culture of the respondents.

Page: 160-163 Parminder Parmar (HDFS, Pennsylvania State University, Dunmore PA)

Page: 164-169
Prerna (Department of Psychology, University of Delhi, Arts Faculty, University Enclave, Delhi)

The current research aims in exploring the impact of Non-verbal Assault at the workplace environment. in general, non-verbal communication comprises dynamic utilization. However, non-language messages like touch, gaze, facial expressions and vocal cues are specifically significant while identities, emotions and status plays a significant role. Non-verbal assaults have a significant concern and affect physical and psychological well-being at the workplace. The study transparently signifies the non-verbal assault prevalence amongst the respondent. The study was carried out with 150 participants with a subject-to-survey-based questionnaire. Non-verbal assault has been identified and been implemented for assessing the data. T-test enables the scholar to evaluate the significance pertaining to non-verbal assault and its effect resulting to victims on the basis of gender. The research tends to express concern on assaults at the workplace which exist regularly.

Page: 164-169 Prerna (Department of Psychology, University of Delhi, Arts Faculty, University Enclave, Delhi)

Page: 170-176
Kalpeshkumar B. Prajapati (Department of Employment and Training, Industrial Training Institute, Mansa, Gujarat)

The rationale of the study is to factors influencing the decision of customers purchasing life insurance product with reference to education group in the Gujarat region. The study has used descriptive research design. Primary and secondary data are used, primary data collected from structured questionnaires from 1505 respondents and secondary data collected from book, research articles, newspapers and websites. 30 factors have been identified, which influenced decision of customers to purchase life insurance product with reference to education group. The present study emphasize on chi-square analysis approach. Various hypothesis testing have been done with reference to education group. This study identified dependent and independent variables on the purchasing decision for life insurance products with reference to the education group.

Page: 170-176 Kalpeshkumar B. Prajapati (Department of Employment and Training, Industrial Training Institute, Mansa, Gujarat)

Page: 177-179
Kavita Rani, Kiran Singh, and Manesh Rani (Department of Family Resource Management, College of Home Science, CCS HAU, Hisar, Haryana)

Aging is commonly related to poverty as a result of limited access to financial resources because of retirement or declining health. The high incidence of poverty among the elderly could be a global concern. How much the elderly have is important, but how they use what they have is equally important. This paper focuses on assessing the low level of financial literacy among the elderly in Fatehabad district. The data was collected among 150 elderly people aged 55 to 85 years. Financial literacy was assessed by using a questionnaire with 21 statements. In general, the elderly in the study demonstrated basic financial knowledge associated with financial investments. Results reveal that majority of elderly (60.67%) were belonged to 55-65 years, were male (63.33%), had graduated (47.33%), were retired (50.67%), had a monthly income of the respondents ₹20,000-50,000 and family monthly income ₹50,000-1,25,000. Living arrangements mostly (36.67%) were with a spouse and family. The male respondents (64.21%) had a medium level of financial literacy as compared to female respondents (25.45%). Further, found that highly significant association with age, education, occupation, respondent monthly income, and family monthly income with financial literacy (p<0.01).

Page: 177-179 Kavita Rani, Kiran Singh, and Manesh Rani (Department of Family Resource Management, College…

Page: 180-182
Preeti and Beena Yadav (Department of Extension Education and Communication Management, CCS HAU, Hisar, Haryana)

This paper is focusing on Old Age Pension Scheme, which has been launched for the financial security of old people. While receiving pension, the beneficiaries have to face many types of problems, so to overcome them and to run the scheme smoothly suggestions have been given by beneficiaries (who is getting pension) and stakeholders (family members, disbursing officials, etc.). The study was conducted in two districts of Haryana state. All the responses/ suggestions are included in this paper.

Page: 180-182 Preeti and Beena Yadav (Department of Extension Education and Communication Management, CCS HAU…

Page: 183-187
Bettina Lisbath1 and Jessy Fenn2 (Department of Business Management, Rajagiri College of Social Sciences, Rajagiri P. O., Kalamassery, Kochi, Kerala1 and Department of Psychology, Rajagiri College of Social Sciences (Autonomous), Rajagiri P. O., Kalamassery, Kochi, Kerala2)

Team performance plays a prominent role in the current scenario for both educational and corporate institutions. One of the threats to team efficiency is social loafing. This study looks into the antecedents and consequences of social loafing within a group task context. The study aimed to understand how such antecedents can impact group work efficiency. It can help the instructors to identify the social loafing problem and can motivate the group to learn effectively. Two hundred ninety-five PG and UG students were surveyed from a well-known Engineering college in South India. A 22-item instrument to measure the various components of social loafing (loafer's apathy, disconnect, disruptive behaviour and poor quality work) and its consequences (poor team performance, extra work done by other team members) was used for the study. The data collected was then analyzed and hypotheses were tested using structural equation modeling analysis. It was found that loafer's apathy and loafer's disconnect with other team members contributed significantly to the team's poor performance. The extra effort put in by the other team members had a strong mediating effect on the relationship between loafer's poor quality work and the team's performance.

Page: 183-187 Bettina Lisbath1 and Jessy Fenn2 (Department of Business Management, Rajagiri College of Social…

Page: 188-190
Seema, A. Kawatra, and P. Godara (Department of Foods and Nutrition, I.C College of Home Science, CCS Haryana Agricultural University, Hisar, Haryana)

For the developing world, it has been particularly difficult to provide poor and undernourished populations with wholesome, nutritional food. One of the most critical issues that tropical developing countries are currently dealing with is protein energy malnutrition. To combat the current food shortage and resulting lack of nutrition security, it is urgently necessary to investigate the underutilized grains. One of these underutilized legume is sesbania bispinosa. Aim of present study was to determine the physical characteristics of sesbania grains and formulated the traditional food product (parantha) and to evaluate for organoleptic acceptability. Results revealed that Sesbania grain's seed density was measured to be 1.06 g/ml. The hydration capacity and index were 0.01 g/seed and 0.68, respectively, but the swelling capacity and index were 0.10 ml/seed and 0.02, respectively. The cooking time for sesbania grains was 46 minutes. Further parantha, formulated with addition of 10 to 50 per cent sesbania flour was organoleptically analyzed. Mean score revealed that up to 20 per cent of sesbania bispinosa grain flour can be added to wheat flour without negatively altering parantha's sensory acceptance. Such value-added products may improve nutritional status.

Page: 188-190 Seema, A. Kawatra, and P. Godara (Department of Foods and Nutrition, I.C College…

Page: 191-195
Ramandeep Singh and Sukhmani (School of Business Studies, PAU, Ludhiana, Punjab)

The present study was undertaken to explore the farmers preference towards In-situ and Ex-Situ techniques in Paddy Straw Management in Punjab. Primary data was collected from 150 farmers. The majority of the farmers were found to be growing paddy followed by cotton. Social media was the main source of information for in-situ and ex-situ techniques for paddy straw management followed by information from friends. Most of the farmers agreed that in-situ and ex-situ techniques increased soil fertility and it is essential for saving the environment.

Page: 191-195 Ramandeep Singh and Sukhmani (School of Business Studies, PAU, Ludhiana, Punjab)

Page: 196-201
Fouzia Choudhari and Jasraj Kaur (Department of Education & Community Service, Punjabi University Patiala, Punjab)

The aim of the study to investigate the learning styles among senior secondary school students in relation to their academic stress. Learning is the art of receiving new, or reforms the obtained knowledge, abilities, ethics, or preferences which may lead to a required change in forming new information, comprehensively of the cognizance, point of view or behaviour related to the range of experience. A total 390 school students were randomly selected from nine schools of Punjab State. The descriptive research studies were designed to obtain information about the current status of phenomenon. Results showed that the learning style was positively and significantly correlated with academic stress.

Page: 196-201 Fouzia Choudhari and Jasraj Kaur (Department of Education & Community Service, Punjabi University…

Page: 202-207
Seema, Manju, and Manjeet (Department of Applied Psychology, Guru Jambheshwar University of science and Technology, Haryana)

The objective of the research was to identify the psycho-social factors that predict adolescent delinquency. Juvenile delinquency has developed into a complex problem in India and the rest of the world in the current industrialised and urbanised culture. An individual under the age of 18 would be regarded as a juvenile delinquent if they committed a crime, according to legal view. High levels of aggression and peer pressure are linked to adolescent delinquency. On the basis of the review of literature, significant variables were identified and research objectives were formulated. To achieve the desired objective of the study, a sample of 150 Juvenile Delinquents with age range from 14 to 18 years was included in the study. All participants were administered Peer Pressure Scale (Singh & Saini, 2010) and Aggression Questionnaire (Buss & Warren, 2000) by applying the rules of the respective manual. Pearson Product Moment Correlation and Stepwise Regression analysis were used for statistical analysis. The results indicated that there is a positive and significant correlation between peer pressure and physical aggression, verbal aggression and anger (dimensions of aggression) and delinquency. Stepwise Regression analysis identified four major predictors of juvenile delinquency. These are peer pressure, verbal aggression, physical aggression, and anger.

Page: 202-207 Seema, Manju, and Manjeet (Department of Applied Psychology, Guru Jambheshwar University of science…

Page: 208-212
Khushie Sharma (School of Business and Management, Christ University, New Delhi)

The present research paper seeks to understand the importance of mobile wallets and the correlation between the variables, that is, perceived trust and their usage in the sample of the present study. Rigorous literature of review finds a gap in this area of research and especially after the pandemic, the use of mobile wallets have become a crucial part of the urban as well as rural economy. The hypothesis is that the perceived usefulness of mobile wallets has a beneficial impact on street vendors vis a vis the perceived risk of using mobile wallets which may have a negative impact on street vendors. Findings support previous research by demonstrating a positive relationship between customers' intentions and the dependent variables (Ease of Use, Risk, Trust, & Experience). Street vending is an essential part of the urban economy, providing critical goods and services to both the middle class and the urban poor. Future research and implications are also highlighted in the paper.

Page: 208-212 Khushie Sharma (School of Business and Management, Christ University, New Delhi)

Page: 213-216
Sakshi Gupta and Sachin Sharma (Department of Management, CT University, Ludhiana, Punjab)

The behavior of the investor's is influenced by many factors in making investment decisions. The present paper intends to study various demographic variables like (age, gender, education, income level & marital status) which influences the decision making power of the investors through a review of available literature. Behavior finance is based on emotions and cognitive psychology rather than being rational and calculative. Behavior finance is a field of study that helps us to understand how various demographic variables can impact investment decision making. Investment is a very important part of wealth creation and behavior plays a very important role in creating wealth and making investment decisions. Investment is the skill of allocating resources with the expectation of generating an income or profit in the future. Investment decision making means how funds are to be invested in different assets so that it will give maximum possible return to the investors in the coming future. Demographic variables play a very important role in making investment decisions. They also influence the risk tolerance and investment preferences of the investors. So, it is very important to understand the impact of demographics on the decision making power of investors. The present paper reviewed various studies to create an understanding of the impact of demographic variables on investment decision making. The paper concluded that some demographic variables have an impact on investment decision making while others have no impact on investment decision making.

Page: 213-216 Sakshi Gupta and Sachin Sharma (Department of Management, CT University, Ludhiana, Punjab)
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