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Pages: 457-462
Ruchi Singh (Department of Human Development and Family Studies, College of Home Science, GBPUAT, Pantnagar, Uttarakhand)
Ragini Mishra (Department of Human Development and Family Studies, College of Home Science, GBPUAT, Pantnagar, Uttarakhand)

The Young adulthood is period of adjustments towards new patterns of life and new social expectations. This period is generally characterized as period of settling-down, reproductive problem and creative age.period of emotional tension, social isolation and dependency and time of commitments, period of value change, and adjustments to new lifestyles, These new adjustments of life cycle make early adulthood a distinctive long-lasting effect on lives of young adults.

Pages: 457-462Ruchi Singh (Department of Human Development and Family Studies, College of Home Science, GBPUAT…

Pages: 463-465
Shabnam Ansari (Department of Human Development and Family Studies, College of Community Science, Punjab Agricultural University, Ludhiana Punjab)
Tejpreet Kaur Kang (Department of Human Development and Family Studies, College of Community Science, Punjab Agricultural University, Ludhiana Punjab)

The present study was conducted in Kanpur city, of Uttar Pradesh State. The purpose of the study was to know the children attitude towards reasons of their aged parental stress and its management. Four wards were selected randomly for the study. Self structured Interview Schedule was used for assessing attitude towards their aged elderly parents which consisted of both open ended and closed ended questions. A total of 150 family members were interviewed in which maximum 137 were children and rest 13 were daughter in law of aged elderly. The data was analyzed in terms of frequency and percentage. The study found that majority (78%) of the children reported that the main cause of stress in their aged parents was economic hardship and maximum (70.66%) suggested that positive thinking, such as accepting the changes, appreciating one's achievements and strengths was effective stress management strategy for aged elderly.

Pages: 463-465Shabnam Ansari (Department of Human Development and Family Studies, College of Community Science, Punjab…

Pages: 466-470
S. SOWMIYAA (Department of Agricultural and Rural Management Tamil Nadu Agricultural University, Coimbatore)
S. MOGHANA LAVANYA (Department of Agricultural and Rural Management Tamil Nadu Agricultural University, Coimbatore)
K. MAHENDRAN (Department of Agricultural and Rural Management Tamil Nadu Agricultural University, Coimbatore)
S.Hemalatha (Department of Agricultural and Rural Management Tamil Nadu Agricultural University, Coimbatore)

Financial Technology or what is popularly called FinTech has been revolutionizing financial markets and its related activities. In recent times, there is not much fuss about doing financial trading or banking activities. Thanks to technology. FinTech has leveraged many innovations in the financial sectors from Artificial Intelligence (AI), Big Data, Robo -Advisories, Peer-to-Peer Lending, digital Payments, Blockchain, etc., and are in the forefront of tech disruptions spoken widely today. There are many business models like alternative credit scoring and tech startups that are reforming the financial industry throughout the world. Collaborating technology and finance is a great way to do business for streamlining finesse services to the customers. This paper reviews the evolution of FinTech and future prospects it hold for the world. It also discusses the various FinTech innovations, FinTech business models, and some of the related startups that are vanguards in theirfield.

Pages: 466-470S. SOWMIYAA (Department of Agricultural and Rural Management Tamil Nadu Agricultural University, Coimbatore)S. MOGHANA…

Pages: 471-473
Mehrjoyan Neda (Department of Physical Education and sports sciences, Khozestan Branch, Technical and Vocational University (TVU), Khozestan, Iran)

The "lifestyle" plan, as the seventh recommendation of Ayatollah Ali Khamenei in the second step of the revolution's statement, was markedly different from other recommendations; it did not provide a detailed description like the preceding paragraphs, and only the dangers and damages of promoting Western lifestyle and the necessity of confrontation. , All-round and clever. They postpone this recommendation because "there is a lot to be said" about this opportunity. Therefore, it seems that discussion and debate on this pathology should be prioritized and useful discussions should be initiated by examining the discussions on the Iranian Islamic lifestyle in the thoughts and expressions of the leader of the Islamic Revolution. This article will review this issue.

Pages: 471-473Mehrjoyan Neda (Department of Physical Education and sports sciences, Khozestan Branch, Technical and Vocational…

Pages: 474-478
Michale Farrell (Department of Psychology, Bahir Dar University, Ethiopia)
Mulat Alebachew (Department of Psychology, Bahir Dar University, Ethiopia)

This book is designed to educate special Children in USA and England. The author points out many important points of children with disabilities/disorders and their education in UAS and England The course of all contents in the book sets the brief to the readers the methods and strategies of identification and classification, intervention and teaching approaches of special children. The reviewer is highly interested to review this book to add some concepts and ideas to his existing knowledge and experiences in the area of special Needs Education to provide consultancy services for teachers and parents in educating special children in an inclusive education setting in Ethiopia. Therefore, the reviewer decides to review this book to apply the USA’s and England’s experiences to Ethiopian inclusive schooling.

Pages: 474-478Michale Farrell (Department of Psychology, Bahir Dar University, Ethiopia)Mulat Alebachew (Department of Psychology, Bahir…

Pages: 210-217
Ranita Banerjee and Santoshi Halder (Department of Education, University of Calcutta, Kolkata, West Bengal)

This review investigated the role of personality traits in promoting and sustaining motivation. The review consists of twenty- two empirical papers dealing with Big Five Personality traits and their effect on academic motivation. Findings show Conscientiousness and Neuroticism were most influential traits though the latter had negative influence. Other three traits were mostly positively associated with academic motivation. Self-report measures used may provide biased results as children cover their negative traits. Except one or two studies others did not explore the sub dimensions of motivation. Review highlights the importance of personality traits and their influence in attaining academic success.

Pages: 210-217Ranita Banerjee and Santoshi Halder (Department of Education, University of Calcutta, Kolkata, West Bengal)

Pages: 218-222
Khem Raj Bhatta and Bijay Rai (Central Department of Psychology, Tribhuvan University, Kathmandu, Nepal)

Test anxiety, a form of anxiety expressed before, during or after the tests, is one of the factors linked to academic achievement of students. Test anxiety differs across various demographic variables such as gender, age, and year of study. These demographic variables are also related to the academic achievement of students. In this study we assessed the level of student's test anxiety of psychology undergraduates and also investigates the relationship of academic achievement with respect to test anxiety and demographic variables with the use of multiple regression analysis. We use the data collected from psychology undergraduates studying in various private colleges of Kathmandu, Nepal. Altogether 382 students participated in this study. The Westside Test Anxiety Scale (Driscoll, 2007) was used to measure test anxiety level of students and the self-reported Grade Point Average (GPA) as an indicator of academic achievement. The results showed that (about 43% students) experienced moderate to extremely high test anxiety. Gender and the year of study were significant factors in test anxiety difference while age and life goal relation (to career choice) did not. Approximately 14% variance in academic achievement can be attributed to test anxiety and selected demographic variables (gender, age and year of study).

Pages: 218-222Khem Raj Bhatta and Bijay Rai (Central Department of Psychology, Tribhuvan University, Kathmandu, Nepal)

Pages: 223-225
Subhendu Bhattacharya and Sona Raghuvanshi (Amity Global Business School, Mumbai, Mumbai, Maharashtra)

Thomas Cook, British travel group faced serious setback and were forced to file bankruptcy. Nobody ever thought that such a renowned company will confront disgraceful shocking fate. There are multiple factors that contributed to closure of venerable veteran business. Uncertainty of weather, high-strung competition from online travel agents and low-cost airlines, self-reliance of customers in ticket booking and hotel reservation, geopolitical tensions in the world, prolonged Brexit impasse and ongoing trade war made a deleterious blow to the business. Thomas Cook tried to restructure its business process and revive the moribund status but cash strapped company could not salvage its reputation in competitive business world. It was tragic for 178 years old illustrious British travel company to shut down its operation when it failed to garner emergency funding of $249 million. This distressing inability of debtridden UK based iconic travel company resulted in tremendous loss of shareholders, joblessness of 22,000 people and sudden uncertainty of service for 600,000 travelers in September 2019. Lack of foresightedness, failure to gauge the change in market dynamics, inability to perceive customer preference. indifference towards market trend pursued by competitors and laggardness in catching up with new technology caused the downfall and demise of century old travel giant.

Pages: 223-225Subhendu Bhattacharya and Sona Raghuvanshi (Amity Global Business School, Mumbai, Mumbai, Maharashtra)

Pages: 226-230
Pallawi Kumari (Department of Economics, Patna University, Patna, Bihar)

Bihar's economy is basically agrarian and small and marginal farmer based. With the onset of economic reforms, it was thought that Globalization would immensely benefit agricultural sector giving boost to its export and increase in agricultural production and productivity. But contrary to expectations, both the production and productivity of Bihar's agriculture has decelerated due to severe problems grappling agricultural sector like poor tenancy reforms, low public investment in agriculture, fragmented holdings, lack of mechanization, poor institutional support and lack of credit availability. However, despite various shortcomings, Bihar has the potential of becoming major exporting hub by concentrating on its dynamic crops like Litchi, makhana, mango, sugarcane, potato and tea.

Pages: 226-230Pallawi Kumari (Department of Economics, Patna University, Patna, Bihar)

Pages: 231-233
Sona Raghuvanshi (Amity Global Business School Mumbai, Mumbai, Maharashtra)

Last year, Indian Railways, the fourth largest railways network of the world, took the plunge to carry out major restructuring in line with recommendations of several committees namely the Prakash Tandon Committee (1994); Rakesh Mohan Committee (2001); Sam Pitroda Committee (2012); and Bibek Debroy Committee (2015). More than 160 years old, Indian Railways has failed to match the growth rate of the country. Operating ratio has gone up from 74.7% in early sixtiesto 98.4% in last few years.Losing marketshare to road and airlinesin both passenger as well as goods traffic has put a lot of pressure on its profitability. As per recommendation of different committees, excessive departmentalization is identified as the biggest hurdle in the growth of Indian Railways. Traffic, civil, mechanical, electrical,signal and telecom,stores, personnel, and accounts are the important departmentsin IndianRailways, which are vertically separated.Each department isrepresented by a secretary level officerinRailwayBoard.This hasmade IR an extremely complex over departmentalized organization characterized by unhealthy and ugly competition among the departmentsforlimited resources andmanagement posts,resulting in poorteamwork and ineffective decisionmaking. Recommendation for organizational restructuring has always met with lot of resistance from officers as well as union and several administrative problems. Lastyear, in order to end depart mentalism and improve effective and smooth decisionmaking,restructuring ofthe IndianRailwaysleading to merger of eight of GroupAservices was given a green signal by the Cabinet. Now the concern is if merging the services would actually help in the growth of the Indian railways as there would be a lot of resistance from the officers as well as the union. If yes, then should the recommendation be modified or should the original plan be implemented?

Pages: 231-233Sona Raghuvanshi (Amity Global Business School Mumbai, Mumbai, Maharashtra)

Pages: 234-237
Akanksha Soni and Anshika Bhalla (Department of Psychology, Mata Gujri College, Fatehgarh Sahib, Punjab)

The current study examined the gender differences in perceived stress and coping strategies among college students'. Two Hundred college students' (100 females & 100 males) were included in the study. The Perceived Stress Scale and Ways of Coping Questionnaire scale were used to measure college students' perceived stress and coping styles. The results indicated that females experienced high perceived stress as compared to male college students'. In addition to this, during stressful situations males college students' employ positive coping strategies and females college students' implement negative coping strategies.

Pages: 234-237Akanksha Soni and Anshika Bhalla (Department of Psychology, Mata Gujri College, Fatehgarh Sahib, Punjab)

Pages: 238-240
Archana Mishra (Department of Psychology, University of Allahabad, Allahabad, Uttar Pradesh)

The present paper is attempt to analyses self-concept from the perspective of psychological theories in context of gender. The review has showed that there has been a developing interest and a recovery in the investigation of contrasts and similitudes among the qualities of individuals. One that grabbed the eye of numerous analysts and researchers is simply the investigation of Self has been consistently the subject of interest. The self-concept has a significant function in deciding the conduct of somebody so as to realize ourselves totally to determine clashes there is in him and to decipher the encounters they picked up. Consequently, the self-concept is vital for somebody to utilize it as a reference to life. The self-concept of a person is not innateness but is formed through the learning process from someone's growth period from childhood to adulthood. Other than the self-concept emerged from the cycle of individual collaborations with the condition consistently. The expression "self-concept" is just of the twentieth-century roots. The most pre-twentieth-century conversation of self was inserted in a bog of reasoning and strict doctrine. Such perspectives are evident in Homeric works. Such a record limits the self to the informal hypothesis in religious and philosophical terms.

Pages: 238-240Archana Mishra (Department of Psychology, University of Allahabad, Allahabad, Uttar Pradesh)
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