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Pages: 611-614
Kuldeep Singh (Assistant Professor, Govt P. G. College, Hisar, Haryana)

Water pollution, together with loss of biodiversity, climate change, energy and socioeconomic issues, is one of the main threats and challenges humanity faces today. Human activities and human-related substances and wastes introduced into rivers, lakes, groundwater aquifers and the oceans modify the environmental water quality and make huge quantities of water unsuitable for various uses. This is the case not only for human-related uses such as drinking, bathing, agricultural irrigation and industrial production but also for terrestrial and aquatic ecosystems for which clean, fresh water is a prerequisite for life. The present paper reviews on water pollution in Ganga River, its action plan and future

Pages: 611-614Kuldeep Singh (Assistant Professor, Govt P. G. College, Hisar, Haryana)

Pages: 608-610
Surender Kumar (Independent Scholar, Psychology, Charkhi Dadri, Haryana)

Professionals who work in higher education and investigate issues such as student adjustment, attrition, retention, and success have focused on various aspects of academia. Steps have been taken at many colleges/universities to engage students in a satisfying experience at the university both academically and socially in order to assist in students' adjustment to university life, thus, retaining the majority of students who have entered into the higher education system. Peer mentoring groups, professor mentoring groups, tutoring services, student employment assistance, internship assistance, academic advising, first-generation support groups, personal counseling and disability accommodation services are just a few of the many services offered at most universities which focus on helping students toward successful transition and navigation through the complexity of the university. The present paper reviews school adjustment in relation to parenting style and self-efficacy.

Pages: 608-610Surender Kumar (Independent Scholar, Psychology, Charkhi Dadri, Haryana)

Pages: 603-607
Rupinder Kaur (Research Scholar, Monad University, Hapur, UP)

Mutual Fund is considered as an institutional arrangement wherein savings of millions of investors are pooled together for investment in a diversified portfolio of securities to spread risk and to ensure steady return. Mutual Funds provide an option of investing without getting lost in these complexities. Fund managers are paid to understand these issues and the Asset Management Company invests in further research in this field. Throughout the world, Mutual Funds are considered as a reliable instrument.. Mutual Funds mobilize the saving, particularly from the small & Household sectors for investment in securities and stocks. Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost. The present paper review history, concept, pros &cons of mutual fund in India.

Pages: 603-607Rupinder Kaur (Research Scholar, Monad University, Hapur, UP)

Pages: 600-602
Surender Kumar (Independent Scholar, Psychology, Charkhi Dadri, Haryana)

The role of self-efficacy within the academic setting affects the “forethought, performance, and self-reflection” of college and over all adjustment. From the early phases of the college experience and throughout, students must make decisions about courses of study and career aspirations. As they make these choices, students are better able to visualize what might be a good fit for their future career goals. “The work role which we begin to envisage for ourselves at the end of childhood is, under favorable conditions, the most reassuring role of all, just because it confirms us in skills and permits us to recognize ourselves in visible works (Erikson, 1977). The present paper reviews on relation between self-efficacy and adjustment among college students.

Pages: 600-602Surender Kumar (Independent Scholar, Psychology, Charkhi Dadri, Haryana)

Pages: 596-599
Rupinder Kaur (Research Scholar, Monad University, Hapur, UP)

Mutual Funds play a vital role in resources mobilization and efficient allocation of these financial resources to the productive channels of an economy. Throughout the world, Mutual Funds are considered as a reliable instrument in bringing charges in financial intermediation, development of capital markets and growth of corporate and industrial sectors. Mutual Funds mobilize the saving, particularly from the small & Household sectors for investment in securities and stocks. It receives money from the unit holders invests it earn on it, attempts to make it grow and agrees to share prosperity with the unit holders. It ensures a reasonable return liquidity safety and security to the investment besides providing growth prospects and other advantages. The present paper review characteristics and factors affecting mutual funds in Indian industry.

Pages: 596-599Rupinder Kaur (Research Scholar, Monad University, Hapur, UP)

Pages: 593-595
Manisha (Department of Commerce, Monad University, U.P.)

Reliance Group established by Dhirubhai H. Ambani, is now India's largest private sector enterprises, with businesses in the Energy and Materials value chain. Starting with textiles in the late seventies, Reliance pursued a strategy of backward vertical integration in Polyester, Fibre Intermediates, Plastics, Petrochemicals, Petroleum Refining and Oil and gas Exploration and Production. The present study attempts to know the working capital performance of RIL in India by ratios analysis and to analyze the factors responsible for the growth of RIL in India. The study also analysed RIL's financial management for investment purpose. The study is an empirical one and it covers a period of four years ranging from 2008 to 2011 by using secondary data. The secondary data have been gathered from published annual reports and other such records for the relevant period of RIL and found that company's overall position is very good. The company achieves sufficient profit in last five years. The solvency position of the company is very satisfactory. The company is totally depends upon equity capital and loans. The working capital performance in the terms of ratios of RIL is also found satisfactory.

Pages: 593-595Manisha (Department of Commerce, Monad University, U.P.)

Pages: 588-592
Vikas Chaudhary (Department of Law, C.R. Law College, Hisar, Haryana)

In the concept of surrogacy the maternity issues seems to be at stake. Surrogate motherhood is defined as, when one woman carried the fertilized egg of another woman. Another type of surrogate motherhood is when a woman contract to carry a child for a couple and then is artificially inseminated with the sperm of husband of the commissioning couple. The surrogate mother uses her own egg in this situation the wife may be capable of producing eggs but has no womb or some other physical impediment which prevent her from carrying child. The surrogacy is used by married couples who are unable to have children due to wife's inability either to conceive or to carry foetus to term. The legitimacy of the child born out of surrogate parenthood is the issue which Indian legislation fails to answer. There is a corridor of uncertainty and haze of confusion regarding the concept of Artificial Insemination Donor (AID). So immediate legislation is the need of the hour.

Pages: 588-592Vikas Chaudhary (Department of Law, C.R. Law College, Hisar, Haryana)

Pages: 584-587
Seema Jakhar (Department of Education, Monad University, UP)
Nirmala Devi (C R College of Education, Hisar, Haryana)

The present paper examines gender differences in career preference of school level. The sample was comprised of 400 students (200 boys and 200 girls) in the age range of 13-17 years studying at school level. Vocational Preference Inventory (Shailja & Gaurava) and Kirton's Adaption Innovative Cognitive Styles Scale (Verma) was used to assess the career preference choices in relation to cognitive styles of students. T-test was used for gender differences in career preference. The results are discussed with previous empirical researches, and practical implications.

Pages: 584-587Seema Jakhar (Department of Education, Monad University, UP)Nirmala Devi (C R College of Education…

Pages: 581-583
Savita Devi Shehrawat (Department of Education, Monad University, UP)
Nirmala Devi (C R College of Education, Hisar, Haryana)

The current study examined the gender difference in academic motivation, optimism and personality type. The sample was comprised of 400 students in the age range of 19-23 years studying at various colleges of Haryana. Academic motivation Scale (AMS), The Life Orientation Test Revised (LOT-R) (Sheier & Carver, 1985)and NEO-FIVE Personality Factors (Costa & McCrae, 1992) were used to assess academic motivation, optimism and personality types of students respectively. T-test method was used to analyse the results. The findings indicated that there was significant gender difference in academic motivation, optimism and personality types of boys and girls. The results are discussed with empirical findings for further implications.

Pages: 581-583Savita Devi Shehrawat (Department of Education, Monad University, UP)Nirmala Devi (C R College of…

Pages: 576-580
Monika Choudhry (Tika Ram College of Education, Sonepat, Haryana)

The world is undergoing a revolution and so are the educational institutions and learning demands of 21st Century learners. The demands of a prosperous career, job opportunities requires not rote memorization of facts, information but learning new techniques, structures that help in processing information, making decision and communicating in a global and diverse society in a better way. To be able to multi-task, implement one's ideas, make complex choices, integrate old and new knowledge and tolerate ambiguity requires high order thinking skills. Thinking skill are not mysterious entities existing somewhere in the mind. Nor are they mental muscles that have physical existence but thinking skills refer to the human capacity to think in conscious ways to achieve certain purposes. Such processes include remembering, questioning forming concepts, planning, reasoning, imagining, solving problems, making decisions and judgments, translating thoughts into words, analyze information and so on. The teachers should inculcate a probing spirit in students. They should encourage curiosity, exploration, investigation and scrutiny of facts, view failure as a learning opportunity, acknowledge effort not just reward performance. If our students learn the skills properly then they can have their own light-bulb (revelation) moments like Thomas Edison or 'Eureka' of Archimedes.

Pages: 576-580Monika Choudhry (Tika Ram College of Education, Sonepat, Haryana)

Pages: 573-575
Seema Jakhar (Department of Education, Monad University, UP)
Nirmala Devi (C R College of Education, Hisar, Haryana)

The present paper examines gender differences in career preference of school level. The sample was comprised of 400 students (200 boys and 200 girls) in the age range of 13-17 years studying at school level. Vocational Preference Inventory (Shailja and Gaurava) was used to assess the career preference choices of students. T-test was used for gender differences in career preference. The results are discussed with previous empirical researches, and practical implications.

Pages: 573-575Seema Jakhar (Department of Education, Monad University, UP)Nirmala Devi (C R College of Education…

Pages: 570-572
Savita Devi Shehrawat (Department of Education, Monad University, UP)
Nirmala Devi (C R College of Education, Hisar, Haryana)

The current study examined the relation in academic motivation, optimism and personality type. The sample was comprised of 400 students in the age range of 19-23 years studying at various colleges of Haryana. Academic motivation Scale (AMS), The Life Orientation Test Revised (LOT-R) (Sheier & Carver, 1985)and NEO-FIVE Personality Factors (Costa & McCrae, 1992) were used to assess academic motivation, optimism and personality types of students respectively. Pearson Product Moment Correlation method was used to analyse the results. The findings indicated that there was significant relation in academic motivation in optimism and personality types of boys and girls. The results are discussed with empirical findings for further implications.

Pages: 570-572Savita Devi Shehrawat (Department of Education, Monad University, UP)Nirmala Devi (C R College of…
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