International Journal of Education and Management Studies (IJEMS) is an indexed, peer-reviewed and refereed journal published quarterly by the Indian Association of Health, Research, and Welfare (IAHRW). International Journal of Education and Management Studies likely aims to promote research and knowledge dissemination in the fields of education and management. Its objectives include fostering academic discussions on innovative teaching methodologies, educational policies, leadership strategies, human resource management, and organizational behavior. The journal focuses on areas such as pedagogy, curriculum development, educational psychology, business management, entrepreneurship, and corporate governance. Its goals are to publish high-quality, peer-reviewed research, encourage interdisciplinary collaboration, and contribute to the practical application of education and management theories for academic and professional growth. The journal is indexed with ProQuest, ProQuest Central, J-Gate, and National Academy of Agricultural Sciences (NAAS) Rating 4.58. IJEMS is being published regularly since 2011. For more details write to us to iahrw2019@gmail.com
Editor-in-Chief: Sunil Saini, PhD, Editorial Office: 1245/18, Moh. Sainian, Hisar, Haryana, India
Email: iahrw2019@gmail.com
Phone: 9255442103, 7988885490
Publisher: IAHRW Publications
ISSN: 2231-5632 (print version)
ISSN: 2321-3671 (electronic version)
Frequency: Quarterly (March, June, September and December)
Indexing: ProQuest, ( ProQuest Central Premium, ProQuest One Academy, ProQuest One Community College ), Index Copernicus International, J-Gate, Questia Library, Technion Israel Institute of Technology Library, National Academy of Agricultural Sciences (NAAS) Rating 4.58
CHIEF EDITOR
Sunil Saini, PhD
ORCHID ID: 0000-0002-5342-3424
Indian Association of Health, Research and Welfare, Hisar, Haryana, India
EDITORS
David Bennett, PhD, Charisma University, USA S. C. Kundu, PhD, Guru Jambheshwar University of Science and Technology, Hisar
B.K. Punia, PhD, Guru Jambheshwar University of Science and Technology, Hisar
Mahesh Thakur, PhD, Karve Institute of Social Sciences, Pune
Jaspreet Kaur, PhD, Punjabi University, Patiala
Vandana Punia, PhD, GJUS&T, Hisar, Haryana
Munish Nagpal, PhD, Deputy Commissioner, Govt of Haryana
Sangeeta Trama, PhD, Punjabi University Patiala
Sandeep Singh, PhD, GJUS&T, Hisar, Haryana
Email: iahrw2019@gmail.com
Phone: 9255442103
Publisher: IAHRW
ISSN: 2231-5632 (print version)
ISSN: 2321-3671 (electronic version)
Frequency: Quarterly
Indexing: ProQuest, ProQuest Central, Index Copernicus International, J-Gate, Questia Library, Technion Israel Institute of Technology Library
Author’s guidelines:
International Journal of Education and Management Studies (IJEMS) is a peer-reviewed research journal published quarterly by Indian Association of Health, Research and Welfare. The IJEMS is indexed with ProQuest, J-Gate, etc. The journal welcomes the submission of manuscripts that meet the general criteria of scientific excellence in the area of Education, Psychology and Management Studies and other related fields. IJEMS is published Quarterly (March, June, September and December).
Manuscripts should be submitted in the format outlined in the Publication Manual of the American Psychological Association (6th edition) and should be sent via email at iahrw2010@gmail.com. The papers are reviewed by professional reviewers who have specialized expertise in the respective area, and to judge the quality of the paper in a time bound and confidential manner. The paper shall be review by double blind review process.
Permission
Authors wishing to include figures, tables, or text passages that have already been published elsewhere are required to obtain permission from the copyright owner(s) for both the print and online format and to include evidence that such permission has been granted when submitting their papers. Any material received without such evidence will be assumed to originate from the authors.
Online Submission
Please follow the hyperlink “Submit online” on the right and upload all of your manuscript files following the instructions given on the screen.
The title page should include:
• The name(s) of the author(s)
• A concise and informative title
• The affiliation(s) and address(es) of the author(s)
• The e-mail address, and telephone number(s) of the corresponding author
Abstract
Please provide an abstract of 150 to 250 words. The abstract should not contain any undefined abbreviations or unspecified references.
Keywords
Please provide 4 to 6 keywords which can be used for indexing purposes.
Main Text
Manuscripts should be submitted in Word.
Tables
Tables should be as per APA format
References
References should be as per APA format as follows
• Journal article
Panda, T., Lamba, V., Goyal, N., Saini, S., Boora, S., Cruz. (2018). Psychometric Testing in Schools. Indian Journal of Health and Wellbeing, 8(2), 213–245.
• Article by DOI
Slifka, M. K., & Whitton, J. L. (2000) Clinical implications of dysregulated cytokine production. Journal of Molecular Medicine, doi:10.1007/s001090000086
• Book
Calfee, R. C., & Valencia, R. R. (1991). APA guide to preparing manuscripts for journal publication. Washington, DC: American Psychological Association.
• Book chapter
O’Neil, J. M., & Egan, J. (1992). Men’s and women’s gender role journeys: Metaphor for healing, transition, and transformation. In B. R. Wainrib (Ed.), Gender issues across the life cycle (pp. 107–123). New York: Springer.
• Online document
Abou-Allaban, Y., Dell, M. L., Greenberg, W., Lomax, J., Peteet, J., Torres, M., & Cowell, V. (2006). Religious/spiritual commitments and psychiatric practice. Resource document. American Psychiatric Association.
https://web.archive.org/web/20100308014645/http://www.psych.org:80/edu/other_res/lib_archives/archives/200604.pdf. Accessed 25 June 2007.
Copyright form
Authors will be asked to transfer copyright of the article to the Publisher (or grant the Publisher exclusive publication and dissemination rights). This will ensure the widest possible protection and dissemination of information under copyright laws.
Proof reading
The purpose of the proof is to check for typesetting or conversion errors and the completeness and accuracy of the text, tables and figures. Substantial changes in content, e.g., new results, corrected values, title and authorship, are not allowed without the approval of the Editor. After online publication, further changes can only be made in the form of an Erratum, which will be hyperlinked to the article.
Ethical Guidelines for the author
• Authors should adhere to publication requirements that submitted work is original and has not been published elsewhere in any language. Work should not be submitted concurrently to more than one publication unless the editors have agreed to co-publication. If articles are co-published this fact should be made clear to readers.
• Copyright material (e.g. tables, figures or extensive quotations) should be reproduced only with appropriate permission and acknowledgement.
• Relevant previous work and publications, both by other researchers and the authors’ own, should be properly acknowledged and referenced.
• Data, text, figures or ideas originated by other researchers should be properly acknowledged and should not be presented as if they were the authors’ own
• All sources of research funding, including direct and indirect financial support, supply of equipment or materials, and other support (such as specialist statistical or writing assistance) should be disclosed.
• Authors should disclose the role of the research funder(s) or sponsor (if any) in the research design, execution, analysis, interpretation and reporting
• The research literature serves as a record not only of what has been discovered but also of who made the discovery. The authorship of research publications should therefore accurately reflect individuals’ contributions to the work and its reporting.
• In cases where major contributors are listed as authors while those who made less substantial, or purely technical, contributions to the research or to the publication are listed in an acknowledgement section, the criteria for authorship and acknowledgement should be agreed at the start of the project.
• Researchers should ensure that only those individuals who meet authorship criteria (i.e. made a substantial contribution to the work) are rewarded with authorship and that deserving authors are not omitted. Institutions and journal editors should encourage practices that prevent guest, gift, and ghost authorship.
• All authors should agree to be listed and should approve the submitted and accepted versions of the publication. Any change to the author list should be approved by all authors including any who have been removed from the list. The corresponding author should act as a point of contact between the editor and the other authors and should keep co-authors informed and involve them in major decisions about the publication (e.g. responding to reviewers’ comments).
• Authors should work with the editor or publisher to correct their work promptly if errors or omissions are discovered after publication.
• Authors should abide by relevant conventions, requirements, and regulations to make materials, reagents, software or datasets available to other researchers who request them. Researchers, institutions, and funders should have clear policies for handling such requests. Authors must also follow relevant journal standards. While proper acknowledgement is expected, researchers should not demand authorship as a condition for sharing materials.
• Authors should follow publishers’ requirements that work is not submitted to more than one publication for consideration at the same time.
• Authors should inform the editor if they withdraw their work from review, or choose not to respond to reviewer comments after receiving a conditional acceptance.
• Authors should respond to reviewers’ comments in a professional and timely manner.
• Appropriate approval, licensing or registration should be obtained before the research begins and details should be provided in the report (e.g. Institutional Review Board, Research Ethics Committee approval, national licensing authorities for the use of animals).
• If requested by editors, authors should supply evidence that reported research received the appropriate approval and was carried out ethically (e.g. copies of approvals, licences, participant consent forms).
• Researchers should not generally publish or share identifiable individual data collected in the course of research without specific consent from the individual (or their representative). Researchers should remember that many scholarly journals are now freely available on the internet, and should therefore be mindful of the risk of causing danger or upset to unintended readers (e.g. research participants or their families who recognise themselves from case studies, descriptions, images or pedigrees).
• The appropriate statistical analyses should be determined at the start of the study and a data analysis plan for the prespecified outcomes should be prepared and followed.
• Researchers should publish all meaningful research results that might contribute to understanding. In particular, there is an ethical responsibility to publish the findings of all clinical trials. The publication of unsuccessful studies or experiments that reject a hypothesis may help prevent others from wasting time and resources on similar projects. If findings from small studies and those that fail to reach statistically significant results can be combined to produce more useful information (e.g. by meta-analysis) then such findings should be published.
• Authors should supply research protocols to journal editors if requested (e.g. for clinical trials) so that reviewers and editors can compare the research report to the protocol to check that it was carried out as planned and that no relevant details have been omitted. Researchers should follow relevant requirements for clinical trial registration and should include the trial registration number in all publications arising from the trial.
Plagiarism
The acceptance rate depends on the below 10% plagiarism (Turnitin Software) and reviewers’ feedback and recommendations.
AI-Generated Content Policy
The Indian Journal of Health and Wellbeing follows ethical publishing standards and may have specific policies regarding the use of AI in research and writing. Authors are expected to disclose the use of AI tools in manuscript preparation, ensuring that AI-generated content does not compromise originality, accuracy, or ethical integrity. For precise guidelines, it is recommended to refer to the journal’s official policy. The AI content by Turnitin should be below 15%
Retraction, Correction, and Expression of Concern Policy
The Indian Journal of Health and Wellbeing (IJHW) is committed to maintaining the integrity of the scholarly record. The journal follows the principles and recommendations of the Committee on Publication Ethics (COPE) in handling corrections, expressions of concern, and retractions.
Corrections (Erratum/Corrigendum)
A correction may be issued when a published article contains significant errors that affect the accuracy, indexing, interpretation, or reputation of the publication but do not invalidate the study’s findings. Corrections may be initiated by authors, editors, or readers.
• An Erratum is issued when the error originates from the journal or publisher.
• A Corrigendum is issued when the error originates from the author(s).
• All corrections will be linked electronically to the original article and clearly identify the changes made.
Expression of Concern
The Editor-in-Chief may publish an Expression of Concern when substantial doubts arise regarding the integrity, reliability, ethical compliance, or authorship of a published article, and an investigation is ongoing. The notice will remain associated with the article until a final decision is reached.
Retraction Policy
Articles may be retracted if:
• There is clear evidence that findings are unreliable due to misconduct or honest error.
• The work constitutes plagiarism, duplicate publication, or redundant publication.
• Data fabrication, falsification, image manipulation, or unethical research practices are identified.
• Serious violations of publication ethics are confirmed.
Retraction Procedure
- Allegations may be submitted by authors, reviewers, readers, institutions, or third parties.
- The editorial office will conduct a preliminary assessment.
- Authors will be contacted and provided an opportunity to respond.
- Where necessary, the journal may seek clarification from the affiliated institution or ethics committee.
- The Editor-in-Chief, in consultation with the Editorial Board, will make the final decision.
- Retracted articles will remain accessible to preserve the scholarly record but will be clearly marked as “Retracted.”
- A retraction notice stating the reason for retraction will be published and linked to the original article.
Appeals
Authors may appeal editorial decisions regarding corrections, expressions of concern, or retractions by submitting a written explanation and supporting documentation to the Editor-in-Chief. Appeals will be reviewed independently, and the final decision of the Editorial Board shall be binding. The journal reserves the right to update published content when necessary to protect the integrity of the scientific record and the interests of readers, researchers, and the public.
Editor-in-Chief: Sunil Saini, PhD, Editorial Office: 1245/18, Moh. Sainian, Hisar, Haryana, India
Email: iahrw2019@gmail.com,
Phone: 9255442103
Publisher: IAHRW
ISSN: 2231-5632 (print version)
ISSN: 2321-3671 (electronic version)
Frequency: Quarterly
Indexing: ProQuest, ProQuest Central, J-Gate, Questia Library, Technion Israel Institute of Technology Library
Peer Review
All content of the International Journal of Education and Management Studies is subject to peer-review. The Editor first checks and evaluates the submitted manuscript, examining its fit and quality regarding its significance, manuscript format, research quality. If it is suitable for potential pubication, the Editor directs the manuscript for Plagiarism check, and the minimum similarity acceptable is below 20% without references. After that, editor directs the manuscript to two reviewers, with both being experts in the field. This journal employs double-blind review, wehre the author and referee remains anonymous througout the process. Referees are asked to avaluate whetehr the manuscript is original, makes a theoretical contribution to the study, methodoogy is sound, follos appropriate ethical guidelines, whether the results are clearly presented and sufficient supporting studies are given and support the conclusion. The time for evaluation is approximately one month. The Editor’s decision will be sent to the author with recommendations made by the referees. Revised manuscripts might be returned to the initial referees who may then request another revision of the manuscript. After both reviewer’s feedback, the Editor decides if the manuscript will be rejected, accepted with revision needed or accepted for publication. The Editor’s decision is final. Regerees advise the Editor, who is responsible for the final decision to accept or reject the article.
Compaint policy
We ain to respond to and resolve all complaints quickly. All complaints will be acknowledged within a week. For all matters related to the policies, procedures, editorial content, and actions of the editorial staff, the decision of the Editor-in-Chief shall be final. The procedure to make a complaint is easy. It can be made by writing an email to editor: iahrw@iahrw.org
Confict of Interest Policy
Transparency and objectiity in research are essential for publication in this journal. These principles are strictily followed in our peer review process and decision of publication. Manuscript submissions are assigned to reviewers in an effort to minimize potential conflicts of interest. After papers are assigned, individual reviewers are required to inform the editor-in-chief of any conflict.
Manuscript Evaluation and Peer Review Process
1. Initial Manuscript Evaluation
All submitted manuscripts undergo an initial editorial screening to assess their relevance to the journal’s scope, originality, scientific quality, ethical compliance, adherence to submission guidelines, and overall suitability for peer review.
2. Number of Referees Assigned
Manuscripts that successfully pass the initial evaluation are typically sent to two independent expert reviewers for double-blind peer review. In cases of conflicting recommendations, a third reviewer may be invited.
3. Delivery of Peer Review Feedback
Reviewer comments and recommendations are communicated to the corresponding author through the journal’s editorial system or email. Anonymous reviewer reports are provided along with editorial guidance for revision, where applicable.
4. Typical Length of Peer Review
The peer review process generally takes 4–8 weeks, depending on reviewer availability, the complexity of the manuscript, and the timeliness of responses.
5. Handling of Revise and Resubmit Requests
Authors receiving a revision decision are requested to submit a revised manuscript along with a detailed point-by-point response to reviewers’ comments within the specified timeframe. Revised submissions may be returned to the original reviewers for further evaluation when necessary.
6. Editorial Decisions
Based on reviewers’ recommendations and editorial assessment, one of the following decisions may be communicated to the author:
- Accept without Revision
- Accept with Minor Revisions
- Major Revisions Required
- Revise and Resubmit for Further Review
- Reject
The final decision is made by the Editor-in-Chief or the Editorial Board and is communicated to the corresponding author through email along with the relevant comments and recommendations.
Pages: 343-346 Employee Satisfaction is a set of favorable and unfavorable feeling and emotions with which employees view their work. It refers to the collection of attitude that workers have about their job. The purpose of this article is to study the level of Employee satisfaction among the School teachers. Study was descriptive in nature and Minnesota satisfaction questionnaire was used to collect data. A total of 78 employees working in different schools participated in the research study. According to the results of the research, it has been found out that employees are most satisfied with being busy at the job, when they have freedom to use their own judgment, when they can use their own methods of teaching, the way their co-workers get along with each other. Pages: 343-346Kanika Garg, Purnima Dureja, Nitin Bansal, and Deepak Goyal (Department of Management Studies, Panipat… |
Pages: 340-342 Though the modern conceptualization and evolution of corporate social responsibility has spread its roots far and wide in an explicit manner, the Indian scriptures have always called for a consideration of broader social responsibility in individual action. Infact, the concept of Dharma is expansive to an extent that it contemplates the innate characteristics of not only human beings rather all the entities of this universe. With Dharma as the core principle governing the functioning of Indian society in ancient times, the nation never faced any need of explicit rules of corporate social responsibility. All individuals indulged in actions that were deemed appropriate for the individual, organizational, societal, national, and universal well-being. In present context, if the concept of Dharma can be highlighted and brought to practice again, then it will raise new possibilities for business organizations. An integrative and holistic approach would be possible for business organizations which will deem profitability along with prosperity for all stakeholders in a natural way. Pages: 340-342Shweta Gupta (Fellow Programme in Management, Indian Institute of Management, Indore, Madhya Pradesh)Shivendra K… |
Pages: 336-339 Today's complex and cut-throat selling environment combined with rapid technological changes and globalization has raised a concern for superior performance. Firms are becoming increasingly aware of the need to have competent employees for survival and long term sustainability. The fast changes happening in the demography and social systems thereof have given chance for various HR practices enhancing the employee productivity and growth. One of the most commonly used HR practice is competency mapping for development of the employees. The aim of the study is to critically evaluate the application and use of competency framework in the Indian organizations. Identifying and development of the competencies in organization enable better performance management as well as reward and recognition systems leading to career and succession planning programs. Pages: 336-339Himani Bhasin (Assistant Training Specialist, OPPO Mobile India)Ritu Sharma (Psychologist and Behavioral Skills Trainer… |
Pages: 332-335 E-learning is assuming an undeniably vital part in supporting the instructive development of any country. It additionally offers open doors for creating countries to upgrade their instructive improvement. The present paper examine the significance of e-learning in instruction. In present day period everyone is pondering development and Educational improvement. On the off chance that it is arranged appropriately then legitimate outcomes will come. In this examination paper, we watched that E-learning is a powerful device for improvement of instructive division in India. E-learning will be picking up, using electronic advancements to get to instructive educational programs outside of a customary classroom. By and large, it alludes to a course, program or degree conveyed totally on the web. The fundamental target of this exploration paper is to understand idea of e-learning and to look at the sort of e-learning. It likewise compresses a few conclusions with respect to the correlation between conventional learning and present day learning method. The advanced strategy in instructing and learning are valuable for improvement of training part in Indian setting. The examination paper concentrated on classroom learning and e-learning in India as a principle tool of improvement of instruction. Pages: 332-335Shefali Ravash (Department of Education, Panjab University, Chandigarh) |
Pages: 328-331 The penetration of internet have change human life drastically, the internet and technology have also changes the terms of doing the business. Due to ease and convenience the online selling format getting popular in India. The impulse buying is considered as unplanned purchase which is carried out instantly. The various services provided by online seller such as cash on delivery, gift coupons, free delivery, customers review and other factors play a role in online impulse buying. The present paper tries to investigate the factors affecting online impulse buying. To achieve objectives the structured questionnaire was used and total 106 respondents were surveyed by applying convenience sampling method. The outcome of the study shows the price discount is most affecting factor for impulse buying followed by quantity discount, free delivery, cash on delivery, gift coupons, festive offers, debit/credit card offers, easy returns and end of season sale. The least affecting factors are Detail Product Description, customers review and e-mail notification. Pages: 328-331Gautam Parmar (ASPEE Agribusiness Management Institute, Navsari Agricultural University, Navsari, Gujarat )Jenis Chauhan (G.H… |
Pages: 323-327 We identified two human resource management practices that positively influence intellectual capital. Survey data were collected from 1013 employees of a large Indian company leader in the food product market. Structural equations modelling results showed that intellectual capital positively affects the job attitudes examined, although differences emerged between the three dimensions of intellectual capital. Specifically, human capital and relational capital did not directly affect employees' job satisfaction and retention. Our results identified two measures of human resource management practices (communication & alignment) that positively influenced intellectual capital and also contributed to the improvement of employees' job satisfaction and retention. Our findings may help managers design and implement intervention programmes and policies for effective intellectual capital management. Pages: 323-327Hanieh Sabet (Department of School Management Study, Cochin University of Science and Technology, Kochi… |
Pages: 315-322 This study investigated the quality and quantity of human resource development (HRD) and analyzed its impact on agricultural productivity and household income in rural areas of J and K. It was observed that there has been a differential endowment of land and water resources across different agro-climatic locations in the state. Chi-square estimates indicated significant difference across agro-climatic zones of the state with respect to the accumulation of quality and quantity of HRD. Moreover, the household income was higher in the zone which has maximum value for composite HRD index. The OLS estimates indicated an important role of human resources in determining agricultural productivity and farm household income. As evident from influence on R2 values in each model for all zones, HRD variables have more contribution in enhancement of agricultural productivity and rural income than capital and land though the role of quality of HRD was more significant. Based upon findings, the study put forth few policy suggestions for the sustained accumulation of human capital. Study suggests that inter-regional differences in socio-economic indicators need to be considered while framing HRD strategies so it could be location specific. Pages: 315-322S.H. Baba (Sr. Scientist, Sher-e-Kashmir University of Agricultural Sciences & Technology of Kashmir, Shalimar… |
Pages: 312-314 The purpose of the study is to understand the impact of GST on the business firms. GST shall replace a number of taxes and to remove the cascading effect. To understand the process of proposed GST. The objective of the study is to compare the existing tax system with the proposed GST and the impact of various stakeholders like traders, employees, service provider and to ascertain the positive and negative impact of GST. In order to attain the objective 100 respondents are selected out of which 78 respondents are fill the questionnaire and are chosen for further study in the research. Most of the respondents are dissatisfied with this parameter and 20 respondents out of are neutral towards GST and be more prudence and selective in their purchasing behavior. Arafat , pail and ibranim, and ramastse also found that the custom are more prudence and selective behavior. Pages: 312-314Kanika Garg, Manvi Chawla, Charu Chawla, and Shubham Taneja (Department of Management studies, Panipat… |
Pages: 309-311 Home Science is the science of home and it includes all the things that concern the person, home, family members and resources. It is the education for "better living" and the core of this education is the family ecosystem. Home Science is classified as a technical and vocational subject (Ministry of Education, 2003). It also deals with reciprocal relations between the family and its natural and man-made environments. It aims at getting maximum satisfaction for the person and their family members through the efficient and scientific use of their resources. The present study was planned to determine the preference and applicability of Home Science courses. The results of the study indicated that highest percentage of respondents had preferred Foods and Nutrition as their first preference, reasons for higher ranking of discipline was interesting subject matter followed by good teaching staff. Students expressed lowest applicability of knowledge and skills learnt from allied courses such as entomology, biochemistry, organic chemistry and mathematics in their jobs or at household level. Pages: 309-311Sukhdeep Kaur Mann, Divya Sachan, and Ritu Mittal (Department of Extension Education and Communication… |
Pages: 306-308 In this global competitive environment, effective leadership style is necessary to reduce the attrition rate. From the effective leadership styles only it is possible to achieve organizational goal productively. Leadership styles affect on the employee performance and productivity. An effective leader influences followers in a desired manner to achieve desired goals. So the main aim of this study is to identify the leadership styles among Management and Engineering students. In order to fulfill the objective the study has been selected the sample of 120 students who are studying in management and engineering departments. The data has been collected through standardized questionnaire which is developed by Northhouse (1985). Study found that Engineering students are more Task-Oriented and Management students are more Relationship-Oriented. Pages: 306-308Kanika Garg (Panipat Institute of Engineering and Technology, Samalkha, Panipant, Haryana)Karan Rana, Shubham Jain… |
Pages: 301-305 In a developing economy like India, Micro and small enterprises play a vital role. Lack of adequate credit facilities is a critical problem for this sector. Almost 92.77% of MSME units are completely dependent on personal savings or self-finance available through informal sources like money-lenders. However, many of the credit related problems has already been resolved by the ministry of MSME by offering lucrative policies and schemes to this sector. Banking Sector has also given a fillip to this sector by providing the credit on ease terms. A businessman cannot do without banks. The attitude of bankers towards their customer's influences what they do and how they grow their businesses. It is the Banker who helps the entrepreneur since the recogntion of need up to its fulfillment. Hence, Bankers attitude carries higher weightage in accesibility to finance. This paper aims to examine the impact of Bankers attitude on Financial Accessibility of Micro and Small Firms. For this purpose, primary data has been collected through structured questionnaire from a sample of 523 firms. Pages: 301-305Suman Madan (Department of Management Studies, Panipat Institute of Engineering & Technology, Samalkha, Panipat… |
Pages: 297-300 Organic foods are basically natural food which are ecologically safe and produced with environmentally harmless processes. These foods do not contain man made inputs like pesticides, chemical fertilizers, genetically modified organisms and are not processed by means of irradiation, industrial solvents or chemical food additives. The study focused to study the demographic profile of respondents and to identify the reasons for buying organic product. In this paper descriptive analysis has been used to achieve the objective of the study. In the study, primary data has been collected with the help of semi-structured questionnaire from 200 respondents from Hisar district of Haryana. Respondents have a relatively equal proportion of males (58 %) and females (42 %). Majority of the respondents (58%) were married. Respondents are young and dynamic. Majority belongs to service and students mix. Moreover, most of the respondents were from middle income group. Majority of the respondents purchase organic product online, followed by retail shops. As we can see our respondents are youth and generally preferred online shopping. Respondents prefer to buy food/drink (40%), followed by cosmetics (35%) and clothes (25%). Regarding the reason for buying organic product, majority of the respondents preferred organic product because of the quality of organic product (64%), followed by health concern (19%), and prefer the taste/texture/feeling (17%). Youth is more concern about their health and ready to pay high price for the quality product. Pages: 297-300Sunita Mehla and Suman Ghalawat (Department of Business Management, CCS Haryana Agricultural University, Hisar… |
