International Journal of Education and Management Studies

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Pages: 36-44
Sandeep Kaur (Guru Nanak Institute of Management and Technology, Ludhiana, Punjab)

India is a growing economy with a perspective ownership of more banking assets. This banking sector foresees more women employees which is a positive sign of breaking the prevailing glass ceiling in banking sector. Glass ceiling can be regarded as an imperceptible fence that hamper the upward movement of women to the top management positions in the organization. In the present era, India has risen up as a growing economy having forthcoming ownership of more banking assets. This has resulted in creation of more job avenues in banking sector. . A persistent increase in percentage of women employees in the banks shows a positive sign of breaking of glass ceiling. The present study analyses how the glass ceiling affects in different public sector, private sector banks. For analyzing this primary data was used to judge the characteristics and attitude of women employees towards the glass ceiling. Asteady increase in women employment participation in the banks is analyzed from primary data. Attitude on glass ceiling beliefs provide a clear picture of women's view on this. Exploratory research design has been used on a total sample size of 150, working women employees in banking sector located in Ludhiana. The data collected through questionnaire and analyzed using statistical tools. The averages and percentages were calculated for descriptive statistics and inferential statistics was used for testing of hypothesis. Major findings are that there is prevalence of Glass ceiling in banking sector, women employees in private banks are victimized than public sector banks. Attitudes and behaviors of married and aged women were disturbed due to glass ceiling. A huge number of women employees from the sample observed that the male members had pre dominated the top positions. Women get very less career advancement and training opportunities due to stereotype thinking. A set of women employees also felt that they were victim of psycho glass ceiling as they did nit free themselves from the clutches of family problems, balancing professional and private life, lack of confidence, foreign trips, jealous of peer groups, etc. Despite the increased numbers of women participation in the workforce and achieving management positions, the 'glass ceiling' still exists.
Pages: 36-44 Sandeep Kaur (Guru Nanak Institute of Management and Technology, Ludhiana, Punjab)
Pages: 32-35
Ashok Dhillon (Krishi Vigyan Kendra, Mahendergarh, Haryana)
Nirmal Kumar (Department of Agricultural Economics, CCSHAU, Hisar, Haryana)
Ramesh Kumar (Krishi Vigyan Kendra, Mahendergarh, Haryana)
Ashish Shivran (Krishi Vigyan Kendra, Mahendergarh, Haryana)
Sunil Kumar (Krishi Vigyan Kendra, Sirsa, Haryana)
Narender Singh (Krishi Vigyan Kendra, Mahendergarh, Haryana)

Chickpea is also known as gram, Bengal gram and chana in Hindi. It belongs of family Leguminosae. Chickpea is a source of protein and a major pulse crop for vegetarian in India. The front line demonstration was conducted at 275 farmers' fields in110 hectare in 9villages to demonstrate production potential and economic benefits of improve technologies which comprised with farmer practices. Wilt tolerant and resistant varieties (CSJ -515) with the seed rate of 60kg/ha, seed treatment and seed inoculation, the balance dose of fertilizers, weed management and plant protection measures. Demonstrations were carried out at the Mahendergarh district of Haryana during three rabi seasons from 2017-18 to 2019-20. Advanced technologies gave elevated yield and recorded signify yield of 1871 kg/ha which was 18.4per cent higher than the farmers' practice yield1580 kg/ha.The cost of cultivation chickpea under the demonstration gave higher net return with a mean value of Rs. 53797 per hectare as compared to farmers' practice which was Rs. 43508/ha. The higher average benefit cost ratio 2.83 was found under the demonstration compared to 2.59 under farmers' practice in the corresponding seasons. The results showed higher yield under the demonstrations plots.
Pages: 32-35 Ashok Dhillon (Krishi Vigyan Kendra, Mahendergarh, Haryana) Nirmal Kumar (Department of Agricultural Economics, CCSHAU, Hisar…
Pages: 29-31
Pravleen Kaur (School of Business Studies, Punjab Agricultural University, Ludhiana, Punjab)
Pratibha Goyal (School of Business Studies, Punjab Agricultural University, Ludhiana, Punjab)
Davinder Singh (Department of Extension Education, Punjab Agricultural University, Ludhiana, Punjab)

COVID-19 which originated in the city of Wuhan, China was declared as pandemic by WHO in February, 2020. It spread at an alarming rate and created the situation of panic all over the world, which forced most of the countries including India to go for complete lockdown. All the industries were affected but hotel industry was one of the worst hit. Mass cancellations of accommodations and bookings were faced by hotels. They had to pay salaries even without earning a penny. Some projects which were at initial stage were called off from the fear of losses. The industry was given no relief by government even in stimulus package. Even after re-opening of hotels the occupancy rate stayed very low. The revenue per available room fell drastically and so did overall revenue of the industry. Half of the industry was left unemployed. As the international travel was restricted so the FTAs also decreased drastically. Present study highlighted the issues and challenges faced by hotel industries during corona period in India, which will guide the policy makers in planning policies and strategies regarding promotion of hotel industries in better way
Pages: 29-31 Pravleen Kaur (School of Business Studies, Punjab Agricultural University, Ludhiana, Punjab) Pratibha Goyal (School of…
Pages: 26-28
Poonam Malik (Department of Human Development and Family Studies, CCS Haryana Agricultural University, Hisar, Haryana)

Parents are the most important persons in a child's life. His personality and behaviour are heavily influenced by them. The same is true for his achievements. Achild's performance is dependent not only his capabilities but also his psychological environment. The present experiment was conducted in Haryana state to find out the impact of parental expectations on academic achievement of adolescents. The expectations of 100 parents, 50 mothers and 50 fathers, of adolescent children were assessed using a self-structured questionnaire. Academic achievement of adolescent was assessed on the basis of their previous examination scores. Results showed that none of the parents had low expectations of their adolescent children. Fifty two percent mothers and 56 % fathers had high level of expectations. Academic achievement of adolescents was found to be positively and significantly correlated with father's expectations (r=0.357*) and positively but insignificantly correlated with mother's expectations. No significant relation was found between personal variables and parental expectations except family income which was found to be negatively and significantly correlated with mother's (r=-0.292*) and father's (-0.281*) expectations.
Pages: 26-28 Poonam Malik (Department of Human Development and Family Studies, CCS Haryana Agricultural University, Hisar…
Pages: 19-25
Ekta (Department of Family Resource Management, COHS, CCS Haryana Agricultural University, Hisar, Haryana)
Manju Mehta (Department of Family Resource Management, COHS, CCS Haryana Agricultural University, Hisar, Haryana)
Binoo Sehgal (Department of Family Resource Management, COHS, CCS Haryana Agricultural University, Hisar, Haryana)

Acashless economy is the one which curtails cash in form of physical bank notes or coins and uses digital money. In a cashless system, payments take the form of money exchange in an electronic form which makes it safe and reliable. The present study was conducted in two districts, i.e., Hisar and Bhiwani of Haryana state with objectives: (i) to assess the comparison of satisfaction by working and non-working homemakers regarding cashless transaction (ii) to identify the level of satisfaction of respondents regarding cashless transaction. Two wards were randomly selected from both district headquarter. From each selected wards 50 homemakers having their own bank account were selected purposively through snowball technique. 100 working and100 non-working homemakers were selected thus, total 200 homemakers were selected. Apretested interview schedule was used to collect data and further analyzed using (SPSS). The findings of the study reveal that 94.5% respondents were satisfied with the terms of 'confident in doing cashless transaction' and 93.5% respondents were satisfied with the terms of 'easy to use'. Also the study shows that 49.5% respondents had medium level, followed by 30.0% with high and 20.5% with low level of satisfaction
Pages: 19-25 Ekta (Department of Family Resource Management, COHS, CCS Haryana Agricultural University, Hisar, Haryana) Manju Mehta…
Pages: 13-18
Ashma (Department of Extension Education and Communication Management Chaudhary Charan Singh Haryana Agricultural University, Hisar, Haryana)
Manju Dahiya (Department of Extension Education and Communication Management Chaudhary Charan Singh Haryana Agricultural University, Hisar, Haryana)

Aging is a natural process which worldwide affects all the human beings. The major event in life of an individual includes birth, infancy, adolescence, adulthood and elderly. Due to economic well-being and better health care facilities, increase the life expectancy of human beings. Global estimates indicate that geriatrics has been increasing steadily. This is called population aging. Aged segment has its own economic, health and assistance related problems in association with very low literacy level. About 60-75 percent of geriatrics are financially dependent on others, especially their children. The Indira Gandhi National Old Age Pension system is a major source of income for the elderly. The present study focuses on awareness and utilization of various social security schemes/ facilities, rights and laws by geriatrics .Hisar and Nuh districts of Haryana state was selected purposively in which total of two hundred respondents from two districts was interviewed randomly. The results indicated that in Nuh, majority of respondents (94.0 % each) were aware of rights to justice and rights to freedom and in Hisar also, Majority of respondents (98.0% each) were aware about right to freedom and right to justice, right against exploitation (96.0%). In Hisar, awareness was more than Nuh about these rights. Cent per cent geriatrics were aware and utilized old age pension in both the districts.
Pages: 13-18 Ashma (Department of Extension Education and Communication Management Chaudhary Charan Singh Haryana Agricultural University…
Pages: 7-12
Ekta Melkani (Department of Family Resource Management, CCSHAU Hisar, Haryana)
Kiran Singh (Department of Family Resource Management, CCSHAU Hisar, Haryana)
Manju Mehta (Department of Family Resource Management, CCSHAU Hisar, Haryana)

The review study deals with various data for developing the entrepreneurial interventions for the rural women especially in India. The world is leading for economic developments still there are many women who haven't got the same literacy as men as well as are far behind in labor participation and earnings. This study provides the insight of why women empowerment is the need of the hour, how SHGs and Micro enterprises have helped the women to develop globally over the time and what are the other needs that need to be tackled for smooth developments in near future. The study focuses on the facts that gender discrimination has been driven down due to women empowerment except for the poor and unprivileged households, where patriarchy still exists. Also it is shown in the study that how the empowerment of women provides them considerable status and decision making power in the family and influences their opportunities as equal to men counterparts. The opportunities in disguise and futuristic potentials have been briefly discussed that are going to affect women's choices and abilities post Covid-19 pandemic.
Pages: 7-12 Ekta Melkani (Department of Family Resource Management, CCSHAU Hisar, Haryana) Kiran Singh (Department of Family…
Pages: 1-6
Rajinder Kaur (Department of Human Development and Family Studies, College of Community Science, Punjab Agricultural University, Ludhiana, Punjab)
Seema Sharma (Department of Human Development and Family Studies, College of Community Science, Punjab Agricultural University, Ludhiana, Punjab)
Tejpreet K. Kang (Department of Human Development and Family Studies, College of Community Science, Punjab Agricultural University, Ludhiana, Punjab)

Structured peer support system can offer an effective way of supporting the newly admitted students to adjust well at the university level. Structured peer support assists them to learn and grow together instead of one helping the other with a focus on community and relationship. Therefore, the present study was designed to assess the need of a structured peer support system for university students of Punjab. The sample comprised of 480 students from science stream studying in the 1st and 2nd year of undergraduate programmes drawn randomly from three purposively selected government universities of Punjab state, i.e., Guru Nanak Dev University, Amritsar (GNDU); Punjab Agricultural University, Ludhiana (PAU) and Punjabi University, Patiala (PUP). A self structured questionnaire was administered to collect the information regarding the aspects related to the need for a structured peer support system in the university students. The results of the study illustrated that majority of the students from selected universities perceived high need of a structured peer support system. Furthermore, major proportion of 1st year students from GNDU and 2nd year students from PAU and PUP reported high need of structured support in emotional and academic sphere of a structured peer support system. Statistically significant differences were found in the 'social sphere' dimension of need of a structured peer support system and overall need of a structured peer support system among students from selected government universities.
Pages: 1-6 Rajinder Kaur (Department of Human Development and Family Studies, College of Community Science, Punjab…
Pages: 330-335
Neda Mehrjoyan (Department of Physical Education and Sports Sciences, Khozestan Branch, Technical and vocational universithy (TVU), Khozestan, Iran)

The present study was conducted to determine the success rate of leadership styles in predicting the creativity and work creativity of physical education teachers in Khuzestan province. The present study is descriptive and correlational. While the present study is a kind of applied research. The method of data collection is through a questionnaire. Using simple random cluster sampling, the statistical sample of the present study is identified, and in a suitable situation, the research questionnaire is delivered to them to collect information. The present study population includes all official physical education teachers in Khuzestan province in 2016. whose number is 245 (131 men & 114 women) according to the published statistics of the education Organization of the province. According to Morgan's table, the desired sample number is 152 people.
Pages: 330-335 Neda Mehrjoyan (Department of Physical Education and Sports Sciences, Khozestan Branch, Technical and vocational…
Pages: 336-341
Kulsum Kidwai (Centre for Early Childhood Development & Research Jamia Millia Islamia, New Delhi)

Play is children's natural tendency and widely regarded a rich context for their learning and development. The importance of play as the basis for learning and education has been well highlighted in different policy documents and curriculum frameworks in India and worldwide. However, in the actual educational setup, emphasis is given on rote learning and subject based information, and play has been neglected and often discarded. This paper presents the preschool educators’ views about the concept of play and its use as a learning tool in Early Childhood Education programmes. A total of 27 educators from seven private preschools and seven ICDS Anganwadi centres were interviewed using a semi-structured interview schedule and their classes were observed. Interview findings revealed that educators understood play as a source of enjoyment, physical activeness, and a free choice activity. They regarded play as an important childhood activity, but underestimated its contribution in promoting child development and learning. Educators from both settings lack understanding of play based learning. They indicated that they viewed play activities organized by their own selves as leading to learning. Findings suggested that although the educators understood the importance of play, formal structured activities were preferred as well as considered more important. The observation data supported the interview findings and reflected minimal and no use of play based learning. And children’s free choice activities were only allotted for relaxation between formal activities. The concept of playful learning was found missing. This paper will be helpful in assisting education officers in planning and implementing training programmes for preschool educators that are child appropriate and playful. The basic implication of the paper is to give play its central role in children’s learning programmmes and granting young children their right to playful learning and be free from academic pressure.
Pages: 336-341 Kulsum Kidwai (Centre for Early Childhood Development & Research Jamia Millia Islamia, New Delhi)
Pages: 342-345
Rajesh Dahiya (Department of Textile and Apparel Designing I.C. College of Home Science, CCS, Hisar, Haryana)
Saroj Yadav (Department of Textile and Apparel Designing I.C. College of Home Science, CCS, Hisar, Haryana)

Indian handloom sector of the textile industry is ancient and has served the economy well in terms of employment. The relevance of handloom sector in agrarian economy is massive because of its linkage with crucial and sensitive sector like agriculture. Lack of adequate market outlets dampens the enthusiasm of artisans who need to help in terms of product design, value addition and prevalent styles. Present study was aimed to provide knowledge and skill about value addition in handloom weaving to increase market avenues. Trainings were imparted to fifty women of self help groups who were already engaged in durrie weaving. Overall training effectiveness index was found 80.21 percent, while highest in embellished bags i.e. 94.66 percent. Perceived feasibility of value addition in weaving was observed highest for cultural compatibility and physical compatibility 93.33 percent, the overall PAFI was 89.87 percent. Significant difference was observed in self confidence 4.12*, managerial ability 2.68 and motivation 4.06. Adoption level and purpose of adoption indicated that 50.00 percent respondents adopted for household purpose and 18.00 percent as income generating activity.
Pages: 342-345 Rajesh Dahiya (Department of Textile and Apparel Designing I.C. College of Home Science, CCS…
Pages: 346-350
Abdul Aziz Nomani (Department of Islamic Culture, Faculty of Islamic Studies Herat University, Herat, Afghanistan)
Said Jawid Hosaini (Department of Islamic Culture, Faculty of Islamic Studies Herat University, Herat, Afghanistan)

Productive lending is one of the most prosperous types of banking and financial institutions. Productive loans refer to loans that individuals or legal entities receive from banks to invest and economic growth in exchange for a certain percentage payment, thus it is while all Muslims know that usury is one of the most severe religious prohibitions and carries the heaviest ugly punishments of the Hereafter. Producers of productive loans, by raising some doubts, pretend to their customers that productive loans promoted by banks are a new phenomenon born of the Western civilization and do not include Muharram usury in religious texts. The purpose of this article is to investigate and find the correct and scientific answer to the doubts about the non-usury of productive loans. Applied research on the concept of usury in the Holy Quran shows that manufactured usury is included in the absolute concept of forbidden usury and there are no exceptions in the field and according to the authentic hadiths, the prohibition of usury in the sale and the multiplicity of usury are clear reasons for the illegality of productive usury. As historically the promotion of commercial usury in the famous civilizations of the world and at the same time with the revelation of the Holy Quran, we can reject the suspicion that the productive loans are new and have no historical reason. The results of the works on productive loans and the views of reputable jurisprudential societies are other clear reasons for the illegality of productive usury. Relying on the use of authoritative jurisprudential books of early and contemporary scholars and field questions is the method of this research. Keywords: Usury, loan, depreciation, productive, bank.
Pages: 346-350 Abdul Aziz Nomani (Department of Islamic Culture, Faculty of Islamic Studies Herat University, Herat…
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